Post Lake Lending ("we," "us," or "our") is committed to protecting the privacy of individuals who visit and use our website located at postlakelendingusa.com (the "Site"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our loan matching service.
By using our Site and submitting an application, you consent to the data practices described in this Policy. Please read it carefully before proceeding.
1. Information We Collect
Information You Provide Directly
When you submit a loan inquiry through our Site, we collect personal information including: your full name, date of birth, home address, phone number, email address, Social Security Number, employment status, employer name, monthly income, and requested loan amount and purpose.
Information Collected Automatically
We automatically collect certain technical information when you visit our Site, including: IP address, browser type and version, device type, operating system, pages viewed, referring URL, and time and date of your visit. This information is collected through standard web technologies including cookies and server logs.
Information from Third Parties
We may receive information about you from consumer reporting agencies (soft credit inquiries), identity verification services, and fraud prevention services in connection with processing your loan inquiry.
2. How We Use Your Information
We use the information we collect for the following purposes: to match you with lenders in our network who may offer personal loan products suited to your profile; to verify your identity and prevent fraud; to communicate with you about your inquiry status; to improve our platform and user experience; to comply with applicable laws and regulations; and to resolve disputes and enforce our Terms of Service.
3. Information Sharing
We share your personal information with third-party lenders in our network whose loan products may match your inquiry profile. By submitting an application, you expressly authorize this sharing. We do not sell your information to unaffiliated third-party marketers, data brokers, or advertising networks. We may share information with service providers who assist us in operating our platform under confidentiality agreements.
4. Data Security
We implement industry-standard security measures including 256-bit SSL encryption for data transmission, access controls, and regular security reviews. No method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security of your information.
5. Your Rights and Choices
You may request access to, correction of, or deletion of your personal information by contacting us at [email protected]. We will respond to verified requests within 30 days. Some information may be retained for legal compliance, fraud prevention, or dispute resolution. Opting out of communications can be done via the unsubscribe link in any email we send, or by contacting us directly.
6. Cookies
We use cookies and similar tracking technologies to improve your experience on our Site, analyze usage, and maintain session state. You can control cookie settings through your browser preferences, though disabling cookies may affect Site functionality.
7. Children's Privacy
Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have collected information from a minor, please contact us immediately and we will take steps to delete such information.
8. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted to this page with an updated revision date. Your continued use of the Site after changes constitutes acceptance of the revised Policy.
9. Contact Us
For privacy-related questions or requests, contact us at:
Post Lake Lending
8229 Clearwater Blvd, Merrill, WI 54452
Email: [email protected]
Phone: 888-187-7346